About This Podcast: The Hot Girl Finance podcast is owned and produced by Aave Labs. Episodes may include discussion of Aave Labs products (including, without limitation, the Aave App), services, or related financial topics. Content is provided for educational, informational, and promotional purposes only and does not constitute business, financial, investment, legal, or tax advice. You should conduct your own independent research and consult qualified professionals before making any financial decisions. Where episodes feature guests, any views, opinions, or statements expressed by guests are their own and do not represent the views of Aave Labs, nor should they be construed as an endorsement of any product, service, project, token, or strategy by Aave Labs.
About the Aave App: The Aave App is a self-custodial mobile application provided by Aave Labs that provides access to decentralized blockchain protocols. The Aave App is not a regulated financial product. No banking, brokerage, payment, or investment adviser licence is held in connection with the Aave App, and the Aave App is not supervised by any financial services regulator. The Aave App does not take custody or control of user assets at any time. Aave Labs has no ability to access, recover, or restore private keys or digital assets under any circumstances. Loss of a device or private key without a secure backup may result in permanent, irreversible loss of assets. See Terms and Conditions for more details.
Yields and Savings Rates: Any savings rates, APY figures, or yield information referenced in this podcast in connection with the Aave App are variable, not guaranteed, and subject to change. Yields, if available, are generated from DeFi market activity, including onchain vaults and decentralized lending markets, and are programmatically determined by smart contracts based on market supply and demand. Aave Labs does not control, guarantee, or underwrite any yield. Historical rates are not indicative of future performance.
Waitlist / Program Participants: If you are currently participating in the Aave App waitlist program, any rates, boosts, or APY figures displayed within the program interface are illustrative simulations only, based on hypothetical market scenarios. They are not guarantees, promises, or offers of returns. No real interest, rewards, or DeFi yield is distributed or accrued during the waitlist program.
Risk Disclosure: Digital assets blockchain technology, smart contracts and decentralized finance products and services involve significant risk, including but not limited to: high price volatility (digital assets may lose all or substantially all of their value); smart contract bugs or vulnerabilities; oracle failures, blockchain network failures, forks, or disruptions; cybersecurity threats; and regulatory changes. You may lose some or all of any assets you interact with through the Aave App. Only engage with funds you can afford to lose.
No FDIC Insurance: The Aave App is not a bank and digital assets held through the Aave App are not bank deposits. Digital assets are not insured by the FDIC, SIPC, or any other governmental deposit protection scheme.
Regulatory and Jurisdictional Notice: The Aave App is not available to residents of certain restricted jurisdictions and use may be restricted or prohibited in your jurisdiction. You are solely responsible for complying with all applicable laws and regulations where you reside.
Tax Obligations: You are solely responsible for determining, reporting, and paying any taxes arising from your use of the Aave App or any other digital asset activity, including but not limited to yield received, asset exchanges, and disposals. Tax treatment of digital assets varies by jurisdiction, is uncertain, and is subject to change. You are responsible for keeping adequate records of your transactions. Nothing in this podcast or in the Aave App constitutes tax advice. Consult a qualified tax professional regarding your specific situation.
Third-Party Services: The Aave App may integrate with third-party services, including blockchain networks, oracle providers, liquidity protocols, lending protocols, and fiat on- or off-ramp providers, including providers which are affiliated with Aave Labs. When using an on- or off-ramp provider, you transact directly with that provider and are subject to its terms, policies, and applicable regulatory requirements, including KYC obligations. Aave App is not responsible for any third-party services or for any acts, omissions, errors, or failures of third-party providers. Your use of third-party services is at your own risk.
Questions? Contact us.