Aave ProThe future of DeFi
The full power of Aave's lending markets. Deposit, borrow, and manage positions, your way.
Markets for every strategy.
Deposit and borrow from multiple markets, each with its own assets, rates, and risk profile. Pick the one that fits your strategy — or use several at once.
+6Main•Core Hub
The broadest market on Aave with competitive rates across a wide range of collateral.
AAVEUSDCwETHwBTCUSDTGHO
weETH
wstETH
cbBTC
LINK
cbETHBluechip•Prime Hub
Supply assets and borrow stablecoins against them, with the assurance that your collateral isn't lent out.
Ethena Correlated•Plus Hub
Borrow USDe against Ethena assets like USDe, sUSDe, and sUSDe Pendle tokens for looping.
+11 more markets available
From stablecoin forex to leveraged staking and tokenized gold. New markets are added by governance over time.
The smartest way to borrow onchain.
Risk-adjusted rates, smarter liquidations, and modular markets.
Risk Premiums
Your borrow rate adapts to your collateral quality. Better collateral, lower costs, calculated automatically.
Manage multiple positions in isolation
Independent risk parameters, rate curves, and collateral rules per market. All governance-tuned.
Smarter Liquidations
Aave Pro restores your position to a target health factor, liquidating only what's needed.
Real-Time Health Factor
Monitor position health across every Spoke in real time. Always know where you stand.
Rebalance in one step.
Swap collateral, switch debt, or repay with your supply.
Gasless, via signed intents.
USDCAAVEToken Swap
Swap any supported token directly within the protocol. No external DEX needed.
Collateral SwapComing soon
Convert supplied assets to a different token without withdrawing.
Debt SwapComing soon
Switch borrowed debt from one token to another in a single step.
Repay with CollateralComing soon
Use any supplied position to pay down debt directly, no external swaps needed.
All swaps via signed intents, no gas
•MEV protection and optimal pricing via CoW Protocol.
Built on Aave V4.
Unified liquidity, modular risk, smarter execution.
Unified Liquidity
Deep liquidity per Hub, with governed credit lines connecting them.
Modular Markets
Each market has its own risk rules, rate curves, and solvency boundary.
User Risk Premium
Borrow costs adjust based on collateral quality. Better collateral, lower rates.
Target Health Liquidations
Positions are restored to a target health factor and only liquidate what's needed.
Share-Based Accounting
Hold shares that appreciate over time instead of rebasing balances. optimized and tax-efficient.
Frequently Asked Questions
Aave Pro is the full-featured lending and borrowing interface for Aave's modular markets. Earn yield, borrow against your assets, and manage positions across multiple risk profiles, all in one place.
A market is where you deposit and borrow. Each market has its own collateral rules, borrowable assets, rates, and health factor. Main is the general-purpose market. Others — like Lido, Gold, and Forex — are specialized for specific strategies.
It depends on what you want to do. Main supports the broadest set of assets and is the default for most users. Specialized markets offer optimized parameters for specific strategies — like leveraging wstETH against ETH (Lido) or borrowing stablecoins against gold (Gold). You can use multiple markets at the same time.
Those are Hubs — the liquidity layer underneath markets. Core Hub is where Main and most other markets live. Prime Hub is for suppliers who want non-borrowable blue-chip collateral. Plus Hub supports strategy-specific activity. You don't choose a Hub directly — you choose a market, and it's connected to a Hub.
No, each market has its own health factor. If you deposit into Main and Gold, those are two separate positions with separate health factors. Activity in one market doesn't affect the other.
Your borrow rate depends on market utilization plus a risk premium based on your collateral quality. Higher-quality collateral earns a lower premium, so you pay less to borrow. Rates adjust automatically as conditions change.
Risk Premiums allow the protocol to price risk more precisely. Instead of applying the same parameters to all assets, Aave v4 introduces dynamic premiums that reflect the unique risk profile of each market. By aligning borrowing costs with risk, the system becomes more resilient while enabling broader asset support and more efficient capital across the protocol.
Position swaps let you swap collateral, switch debt tokens, or repay debt using your supplied assets — all in a single gasless transaction. No need to withdraw, swap on a DEX, and re-deposit manually.
Instead of your token balance rebasing constantly, you hold a fixed number of shares that appreciate in value over time. This means fewer on-chain events, cleaner integrations for developers, and more tax-efficient capital gains treatment for holders.
Aave Pro
Manage your positions, explore opportunities, and access deep liquidity across Aave V4.
